What is Kansas Workers Cooperative for Counties?

KWORCC (Kansas Workers Risk Cooperative for Counties) is a self-funded workers compensation pool specifically designed for Kansas counties. Established and operated under Kansas law, it has been successfully serving its members since January 1, 1992. KWORCC is owned and directed by its Member Counties through an elected Board of Trustees, providing reliable coverage backed by "A++ XV" rated Specific and Aggregate Excess Reinsurance.
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KWORCC offers workers compensation coverage that includes medical and statutory indemnity benefits, as well as employers' liability protection. Membership is open to any Kansas county, agency, institution, or instrumentality seeking a long-term, quality solution for their workers' compensation needs. With a focus on safety, loss prevention, and responsive service, KWORCC currently serves 87 Member Counties and 10 additional county instrumentalities.

KWORCC is proud of its quality service team, selected by the trustees with your interests in mind. KWORCC has chosen a dedicated staff, which reports directly to the Board of Trustees, to manage all aspects of the organization, including:​

• Compliance with filing and reporting requirements from the Kansas Insurance Department, Workers' Compensation Division, Kansas Department of Administration, and other governmental entities.
• Reporting of financial and claims data to membership.
• Underwriting, member assessments, and compliance.
• Safety Courses and Membership Training.
• Legal services for the Board of Trustees.
• Human resources.
• Education of the Board and staff.
• Management of facilities, equipment, and supplies.
• Advertising and marketing.

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Safety and Loss Prevention
KWORCC membership automatically includes dedicated support for your safety and loss prevention needs, such as:​

• Assistance with developing safety committees.
• Safety programs and guidelines.
• Accident investigation.
• Access to a comprehensive library of loss prevention information, regulations, videos, and training.

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Medical Services
As a KWORCC member, you and your employees have automatic access to Genex, an occupational case assistance service, which includes:
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• Nurse case management services, per the dedicated adjuster's discretion, including catastrophic medical case management.
• Access to a preferred provider network covering nearly the entire state of Kansas.
• Discounted prescription services.
• Post-offer physical exams, drug and alcohol screening.
• Rehabilitation services.
• Home health care.​

Risk Management and Insurance Placement Services
Risk management and insurance placement services are provided by Cornerstone Risk Solutions. Your Cornerstone staff includes Jess Cornejo, Risk Manager, and Paul Davis, Brokerage and Consulting.

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Claims Services
Cowell Insurance Services (CIS) handles claims services. Your CIS staff includes Amanda Chamberland, Claims Adjuster, and Jenny Mitchell, Medical Only Claims Adjuster. Services provided include: 
​A claims adjuster dedicated exclusively to KWORCC, available to assist with any questions or needs.

• Toll-free claim reporting.
• 24-hour emergency claim assistance.
• Assistance in selecting medical clinics and doctors to control costs.
• Access to a discounted preferred provider network.
• Quarterly claim summaries.
• Assistance with litigation and subrogation issues.
• Accident investigation coordinated with Loss Prevention.

"KWORCC'S dedicated team is committed to providing comprehensive workers'

compensation services tailored to Kansas counties. Our members own and

control the program, meaning the profits go directly back to them."